Features of a Bizcap Short Term Business Loan
Same day access to funds to cover one-off expenses or invest in your business
Borrow between $5,000 to $1,000,000
Open minded offers irrespective of exsisting loans, bad credit, defaults or judgements
Loan terms between 3 and 12 months
Flexible repayments and early payout available
Fast decision and funding possible in 3 hours
Minimum 5 months trading to apply
Your business needs to be turning over at least $10,000 per month
Trusted by New Zealand Small Businesses
Our Application Process
We make it easy so you can focus on your business
Apply online and get assigned a Loan Specialist to help you through the application process. This take under 10 minutes.
Once we recieve your file, our credit team review your application and provide you with an outcome within just 1 hour
Once approved and you accept, you can have the funds in your account within 3 hours of approval.
Fast and flexible loans to grow your business
Move fast, confidently
Fill out an application form and get a decision within an hour & funds within 3 hours
High Approval Rates
We’re Australia’s most open-minded lender and can often help even if you’ve been declined by others before
Cash Flow Friendly Repayments
Once you have your loan with Bizcap, we organise daily or weekly repayments based on your businesses peaks and troughs
Real Customers solving their business problems with Bizcap
|Revenue increase in the last 8 months||380%|
|Loan Use||General Cashflow|
|Turn Around Time||2 hours|
|Loan Use||Inventory Purchase|
|Turn around time||5 hours|
FAQs about Bizcap
Short Term Business Loans
What can Bizcap Business loans be used for?
Anything you want, as long as it’s to do with your business! Some of the things our customers use our loans for are:
- Expansions, renovations and unexpected repairs
- Purchase stock and equipment
- Hire more employees
- Pay expenses
- Cash flow
How to Apply for a Business Loan
Easy. Just hit the ‘Apply’ button in the top right corner, and enter a few details (it’ll take five minutes). From there, we’ll match you with one of our Secured Loan Specialists who’ll get the information and documentation we need, and find the best solution for you. Alternatively, of course, you can call us on 1300 922 223.
After we’ve got the info we need, our credit team will give your application the once-over and we’ll make you an offer. If the offer sounds good to you, you can sign the contract and we will transfer the funds quicker (well, almost quicker) than you can say Bizcap.
How do you qualify for an business loan?
How long does it take to approve an business loan?
Three hours – or 180 minutes! Once we have your application, bank statements and any other supporting information we need, we will assess your file within a couple of hours, and all being well, we’ll make you an offer. Once you’ve agreed to the offer, the funds will be winging their way into your account. If you need funds in a hurry, just let your Short Term Loan Specialist know and they’ll fast track your application.
Can I repay my business loan early?
You sure can! We don’t penalise you for doing so – there are no early repayment fees or anything like that. If you know you only need the capital for a short period – for example, to buy stock that you’ll sell in two or three weeks, let your Short Term Loan Specialist know and we’ll arrange an early payment discount for you.
How are short term business loans repaid?
You can repay your short term business loan weekly or daily, and the repayment will automatically be taken from your business bank account.
How much can I borrow from Bizcap?
Bizcap can provide you with capital anywhere between $5,000 and $750,000. The amount is dependent on your individual financial position.
I already have a loan with another lender, can Bizcap help me?
I have a loan with you, but I need more access to funds, can you help?
Sure thing. If you’ve had a loan with us for at least seven weeks, give your short term loan specialist a call, and we’ll do our very best to help you again!
What are the interest rates, and how are they determined?
Will you check my personal finances?
How are repayments structured?
What if I’m a startup business?
What type of Small Business loans does Bizcap offer?
Bizcap offers both Unsecured Business Loans and Secured Business Loans. Our loan sizes vary from $5,000 to $750,000 dependent on the loan type and the customer profile
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