Easy. Just hit the ‘Apply’ button in the top right corner, and enter a few details (it’ll take five minutes). From there, we’ll match you with one of our Secured Loan Specialists who’ll get the information and documentation we need, and find the best solution for you. Alternatively, of course, you can call us on 1300 922 223.

After we’ve got the info we need, our credit team will give your application the once-over and we’ll make you an offer. If the offer sounds good to you, you can sign the contract and we will transfer the funds quicker (well, almost quicker) than you can say Bizcap.

If you’ve been in business for six months or more, have an active ABN and over $10,000 of monthly revenue, we hope to be able to help. As Australia’s most open-minded lender, we look at several aspects of your business to provide you with funding.

Three hours – or 180 minutes! Once we have your application, bank statements and any other supporting information we need, we will assess your file within a couple of hours, and all being well, we’ll make you an offer. Once you’ve agreed to the offer, the funds will be winging their way into your account. If you need funds in a hurry, just let your Short Term Loan Specialist know and they’ll fast track your application.

You sure can! We don’t penalise you for doing so – there are no early repayment fees or anything like that. If you know you only need the capital for a short period – for example, to buy stock that you’ll sell in two or three weeks, let your Short Term Loan Specialist know and we’ll arrange an early payment discount for you.

You can repay your short term business loan weekly or daily, and the repayment will automatically be taken from your business bank account.

Bizcap can provide you with capital anywhere between $5,000 and $750,000. The amount is dependent on your individual financial position.

Absolutely. Many of our clients have loans with other lenders.

Sure thing. If you’ve had a loan with us for at least seven weeks, give your short term loan specialist a call, and we’ll do our very best to help you again!

It differs from client to client. We call it a Factor Rate, and it’s a fixed fee on the term of the loan. It’s based on the risk assessment on your loan and, as you build a relationship with us, that Factor Rate will decrease. Your interest rate will depend on several things, including your cash flow, how long you’ve been in business, your assets and what you intend to use the funds for.

No. We’re not a personal lender, so we don’t need to check your personal finances – unless your business transactions are going into your personal account. We just need your business bank statements. We will, of course, check the credit reports of the business and its owner(s).

Repayments are made weekly or daily over the term of the loan, which can be anything from three to 12 months.

We usually need a minimum of six months’ trading history, however, if you have an existing business and need funding for a new venture, please get in touch and we’ll be able to quickly assess whether we can help you or not.

Bizcap offers both Unsecured Business Loans and Secured Business Loans. Our loan sizes vary from $5,000 to $750,000 dependent on the loan type and the customer profile