Approval to funding in 45 minutes: Fast funding for a personalised gifts business
.png)
Fast Facts
Business: Personalised gifts business
Challenge: Overdue bills, tight time frame
Solution: Fast Business Loan
Loan amount: $7,000
Turnaround: Approved to funded in 45 minutes
A local business owner that runs a personalised gifts business needed urgent support to cover overdue bills, with an existing loan nearing completion and time working against her.
Bizcap moved quickly, and once the loan was approved, funding followed fast.
The total time from approval to funding took just 45 minutes.
The challenge
The client was nearing the end of an existing loan when overdue bills began stacking up. She needed a quick cash flow solution to stay on top of expenses and keep her business moving.
The key issue was time. She needed support immediately and needed the process handled without delay.
The Bizcap solution
Bizcap responded within minutes and progressed the application quickly, keeping the process simple and moving efficiently from start to finish.
The client agreed to proceed at 4.30pm, approval was confirmed at 4.45pm, and Bizcap turned everything around before close of business:
- Contracts were sent at 5.07pm
- Documents were signed at 5.15pm
- Funds were received by 5.30pm
Bizcap provided a $7,000 Fast Business Loan, delivering same-day support when time mattered most.
As the client put it:
Bizcap did a fantastic job to get my approval through in very little time… straight back to me in minutes… seamlessly done, looked into and responded to very quickly
The outcome
The loan was approved and funded on the same day, giving the client immediate breathing room and the ability to cover overdue bills without further stress.
The business owner shared:
“My loan was approved for what I wanted and I had the money in my bank by 5.30pm that evening. Can't get better service than that.”
Business is tough at the moment but I have some peace of mind that there is help out there when needed
Get fast funding with Bizcap
Bizcap’s Fast Business Loan is designed for those moments when cash flow pressure hits and you need funds quickly. With approvals in as little as three hours and no upfront credit checks, Bizcap helps New Zealand business owners access the support they need without unnecessary delays.
Apply today to see how Bizcap can support your business with fast, flexible funding when it matters most.

Business Loans Made Simple
Are you ready to seize new business opportunities? Perhaps you need to plug cash flow gaps? Bizcap is New Zealand's most open-minded lender, empowering businesses with fast access to flexible loans, even if they don’t have the perfect credit score.

Business Loans Made Simple
Are your clients ready to seize new business opportunities? Perhaps they need to plug cash flow gaps? Bizcap is New Zealand's most open-minded lender, empowering businesses with fast access to flexible loans, even if they don’t have the perfect credit score.


.png)
.png)
