Compare Solutions
Bizcap Business Loans at a Glance
Fast
Business Loan
Business Loan
Small
Business Loan
Business Loan
Secured
Business Loan
Business Loan
Bridging
Finance
Finance
Business
Line of Credit
Line of Credit
For when
You need fast access to cash in order to meet short-term obligations, like operational or unexpected expenses.
You want to grow your business but might not have the best credit score or don’t want to wait weeks for a loan.
You want a larger loan with a longer term, and have property to use as security.
You know finance is coming in the near future, but need funds to plug the gap – at a heavily reduced rate.
You want the flexibility of having access to varying amounts of cash at different points in time.
Amount
$5K to $500K
$5K to $2M
$30K to $2M
$150K to $2M
$5K to $300K
Term
3 to 12 months
3 to 12 months
3 to 12 months
Up to 12 weeks
Flexible repayments
Get funds in
Same day
24 hours
24 hours
24 hours
Ongoing access
Key benefits
Get funds fast, with cash flow-friendly repayments.
Loans that are perfectly tailored to your business's needs and goals.
Competitive rates and longer terms are available.
Large discounts compared with Bizcap Secured Business Loans.
Only pay for what you draw on. Funds available whenever you need them.
Often used for
- Wages
- Bills
- Urgent repairs
- Cash flow
- Import duties
- Any business expense or investment
- Purchasing equipment
- Renovations
- Hiring staff
- Buying vehicles
- Bulk stock purchases
- Any business expense or investment
- Renovations
- Opening a new location
- Upgrading facilities
- Investments
- Any business expense or investment
- Cash flow
- Wages
- Bills
- Inventory
- Equipment
- Any business expense or investment
- Cash flow
- Equipment
- Inventory
- Wages
- Renovations
- Any business expense or investment
Eligibility
- Active NZBN
- An established business, trading for at least 4 months
- A minimum monthly revenue of $12,000
- Active NZBN
- An established business, trading for at least 4 months
- A minimum monthly revenue of $12,000
- Active NZBN
- An established business, trading for at least 5 months
- Active NZBN
- Own property
- A clear exit strategy
- Active NZBN
- An established business, trading for at least 9 months
- A minimum monthly revenue of $20,000
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